Chris Tisdall – Allan Gray
“Each rand that flows into our lives (be that into a bank account or as cash into our pocket) offers us a financial choice: how to put it to best use. We can use it to pay off yesterday’s debts, to cover today’s expenses, responsibilities and luxuries, or save it for tomorrow.
It is useful to reflect from time to time on what proportion of our income we are allocating in these three directions. This exercise reveals as much about what we value as individuals as it does about the financial pressures we face. If we truly value something, then, over time, it should show up in our actions and behaviours. The paradox, of course, is that, if asked, we would all say that our futures are incredibly important to us, but for many, the proportion of our income directed to tomorrow simply does not align with this stated value...