South Africa has some serious problems, and there’s little sign of them getting better. Loadshedding, water shortages, unhelpful politics, poverty and unemployment are making it very difficult for the local economy to grow at any meaningful rate.

There is clearly a sense of dread around the country’s future. Many people are emigrating, and conversations around the dinner table and the braai are full of pessimism.

So, what should a South African investor do in this situation? Is it time to panic? This article hopes to answer that question. (Spoiler alert: It’s not all doom and gloom.)

Life is not a quest for pleasure, as Sigmund Freud believed, or a quest for power, as Alfred Alder taught – but a quest for meaning.

Recent advances in psychology have helped us to understand a whole lot more about what makes humans tick. And it’s transformed the way financial planning works. 

Our job is no longer simply ensuring that you have enough wealth to retire comfortably. It’s also making sure that you are able to enjoy your retirement.

Read on to discover four ways to find meaning in your golden years.

Research has shown that practicing gratitude has real mental health benefits. Psychologists have found that more grateful people are generally more satisfied with their lives.

This extends to our financial wellbeing as well. Being grateful moves our thinking away from what we lack to what we have, and that has positive implications for our relationship with our money.

In this article we look at three ways gratitude can improve your financial wellbeing and outline some simple steps to introducing gratitude into your daily financial life.

The Beatles reckoned that All You Need is Love. But love alone doesn’t usually suffice in keeping a relationship together if there’s continual disagreement regarding financial matters. 

Studies show that financial distress remains the most common cause of personal relationship failure. 

Antenuptial contracts have long been a thing for married couples. And as more and more couples choose to live together without ever getting married, it goes without saying that cohabitation agreements should be equally popular.

Read on for the lowdown…