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| Vaal Triangle Insurance | Newsletter | December 2023 | |||||||||||||||||||||||
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| How to Give Meaningful Gifts This Festive Season | ||||||||||||||||||||||||
Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair of socks or a new set of ramekins. And even your kids (or grandkids) don’t really need any more material possessions. But it’s the festive season and it’s only natural to want to spread the love to our nearest and dearest. |
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| Should you be an Optimist or a Pessimist With Your Money? | ||||||||||||||||||||||||
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| Markets are often driven by emotion. When times are good, optimism can push prices higher and higher. But when things turn bad, pessimism drives people away. This can be tough for investors to navigate. How should you respond to this constant back-and-forth in sentiment? In this article we look at why both optimism and pessimism are important characteristics for any investor, and take some guidance from best-selling writer Morgan Housel. |
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| The Differences Between Life and Living Annuities | ||||||||||||||||||||||||
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| If you’ve created wealth using Pension and Provident funds and/or Retirement Annuities and are nearing retirement, you’ll need to decide what you’re going to do with the funds to provide you with an income in your golden years. The Law stipulates that you need to transfer at least two-thirds of the amount into a compulsory annuity: either a Life or a Living Annuity. But what’s the difference between these two kinds of annuity? And which one is right for you? |
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| Storm Tips | ||||||||||||||||||||||||
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Large parts of South Africa have experience inclement weather over the last week or two, ranging from storms and hail to flooding. Major hail was seen over the Gauteng region. Here are some tips from Santam that may assist you in bad weather.
Source: Santam |
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| Stock Markets Break Three-Month Losing Streak | ||||||||||||||||||||||||
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| A sharply positive turnaround in investor sentiment saw stock markets put in their best performance in more than a year. But investors shouldn’t get carried away because there is a long list of reasons to remain cautious. These range from sharp swings in interest rate expectations and concerns about consumer finances coming under pressure to the unpredictable trajectories of the two wars still being waged in Palestine and Ukraine. |
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| Disclaimer | ||||||||||||||||||||||||
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The information provided herein should not be used or relied on as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact us for professional, detailed and appropriate advice. |
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