Many founders believe that sacrificing their own salary is a noble way to keep the lights on.

In the early days, it can feel like a badge of honour: every cent goes back into the business, while you personally make do with less.

Noble it may appear, but research suggests this approach often creates more problems than it solves.

Climate change is real, and failing to prepare is guaranteed to have devastating consequences.  According to the World Economic Forum, climate-related risks are now ranked among the most severe global threats to business stability, and every business will need to take steps to minimise the impact. 

So, how can you prepare your business to not just survive, but thrive, in an increasingly unpredictable climate? Here are five practical approaches. 

Up-to-date management accounts can track performance, reveal trends and highlight opportunities, ultimately enabling better decisions and stronger growth.

Read on to find out what management accounts can tell you about your business and how you can use these insights to plan ahead, stay in control and ultimately improve your bottom line.

• 07 October – Monthly Pay-As-You-Earn (PAYE) submissions and payments
  
  
• 20 October – End of Filing Season 2025 for Individual taxpayers
  
  
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• 30 October – Excise Duty payments
  
  
• 31 October – VAT electronic submissions and payments and CIT Provisional Tax payments.