Many people shy away from life insurance because they view it as a tax on their current income in order to benefit someone else when they are no longer around.

But personal risk cover is about a lot more than simply leaving a windfall to your family when you pass away. As we explain in this article, it’s really about creating a shield for you and your loved ones against life’s most devastating events.

Born between 1965 and 1980, Gen Xers have lived through times of economic turmoil, making them the first living generation to be worse-prepared for retirement than their parents. But they’re also equipped with some financial planning superpowers: they think on their feet and never take anything for granted. 

Read on to find out more about the traits that define your generation and the financial issues that may be relevant to you. 

Retirement is supposed to be the pot of gold at the end of the rainbow. But turning this dream into reality requires a lot of planning and saving.

One of the most important considerations is choosing where to live in retirement – and one popular option is a Life Rights property. In this article, we’ll unpack the pros and cons of Life Rights properties to help you make an informed decision.

Investor anxiety set in late last year and has continued into early January, with both local and global uncertainties creating an environment that’s ripe for volatility. 

South African investors can thus expect a challenging year ahead as markets digest the implications of Trump's return to power and the possibility of more muted interest rate cuts.