It is not often that you get a free lunch. Tax-free savings accounts (TFSAs), however, offer exactly that.

When you invest in one of these products, you pay no tax on the growth of your money. Over the short-term, this may not seem like much of a benefit. But, over many years, compounding those small gains can be really significant.

To see the full benefit of your TFSA, however, it is important to understand a few key points. Read on for four of the most important things to keep in mind when investing in a TFSA, and how to make sure you don’t lose out.

With economies around the world opening up again after the Covid-19 lockdowns, there has been a lot of talk about the risk of inflation. In South Africa too, we have seen the inflation rate jump quite suddenly to over 5% for the first time in more than two years.

This is a good reminder to investors that inflation is a persistent and real risk to your wealth. What makes it so dangerous is that most of the time you don’t notice it.

In this article we look at what investors should think about when it comes to inflation, and why this long-term risk is far more important to consider than the short term ups and downs in the markets.

Recent WhatsApp messages contained details of the alleged involvement of a prominent figure in a financial services business in the looting of items during the recent civil unrest.

According to News24, the individual concerned denied that he was part of the mass looting.

“I moved into a new place beginning of July. I was buying my furniture… and they just flipped this whole thing on me. I was moving furniture [on Tuesday] to my place and I’ve got all my receipts,” he told News24 on Friday.

Source:  Moonstone | Paul Kruger on 22 July 2021

Wedding bells are ringing, and the legal niceties of how the marriage will affect your “matrimonial property system” may not be high on your priority list. They should be – your choice of marital regime now is critical, and your overall investment strategy as a couple should take it into account. Plus you don’t want for example to find that you risk losing all your investments and savings because of your spouse’s debts (a danger if you end up married in community of property).

We recap briefly on the three choices available to you, stress once again the necessity of choosing before you marry, and explore the possibility of changing your marital regime after marriage if you got it wrong before.

Yuvern Dokie – Alexander Forbes Investments 

“The question we are now faced with is: Will the good run in investment returns from our market continue, or will it come to a crashing halt? Unfortunately, there is no crystal ball that will tell us the answer.