The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system). 

National Treasury and SARS have recently revised the draft bills and are awaiting feedback from industry bodies. But is it a recipe for disaster or the three-course dinner we’ve all been hoping for?

Read on for an in-depth discussion of the pros and cons of the pending changes to retirement planning in South Africa. 

Any death is a painful experience for the family left behind, but death can be even more upsetting if it also creates financial stress. 

That is why preparing for your own passing should be seen as a gift to your loved ones. If you have things in order, a very difficult time will be made somewhat easier.

In this article we look at three important ways to make sure you leave your family with less to worry about when the worst happens.

Suddenly receiving a large sum of money might seem like a good problem to have. But financial windfalls can be overwhelming.

There are many examples of people who have come into money ending up worse off because they didn’t manage their finances properly.

In this article we look at five important considerations when receiving a windfall, and how to look after it.

Tax is one of the most important aspects of financial planning. It’s essential to make the most of all the tax breaks on offer – especially considering South Africa’s tiny and delicate tax base and the fear of consistent tax hikes.

The donations tax allowance is one of the most under-utilised exemptions, and it’s available to everyone.