Valentine’s Day isn’t just a great excuse to indulge in ruinously expensive red roses, cards and heart-shaped chocolates. It’s also a reminder that if you’re in a cohabitation arrangement, there will be financial implications – making it essential to check that your relationship’s legal aspects pass muster. 

Particularly when you start acquiring high-value assets jointly, you need a full co-ownership agreement to avoid the uncertainty and dispute that a separating couple subjected themselves to in the High Court recently. They couldn’t agree on how to end their joint ownership of a house and had to ask a court to do it for them – a stressful and costly exercise.